Privacy Policy

LENDERLY FINANCE CORPORATION (hereinafter referred to as “LENDERLY”)
values your privacy and will keep secure all personal and material information that you may
provide to Lenderly, and those Information that the company may collect from you (“Personal
Data”) pursuant to R.A. 10173 or the Data Privacy Act of 2012.

Users (hereinafter referred to as “User”, individually, and “Users”, collectively) of the
website. www.lenderly.ph  (hereinafter referred to as “Website”) are provided with the
appropriate technical resources so that, prior to the voluntary completion of User Data, Users can
access this Privacy Policy and any other relevant information on the Protection of User Data.

This Privacy Policy is applicable to any User of the afore-mentioned Website and any
applicant for a loan of LENDERLY FINANCE CORPORATION. The use of the Website
implies that the User consents to the Website’s treatment of the User’s Data so Users are advised
to review it periodically for updates that are implemented on a regular basis.
Please read our privacy policy carefully to get a clear understanding of how we collect,
use, protect your Personal Data

1. 1. General terms
      
      1. This Privacy Policy is valid in relation to all User Data received by
         LENDERLY from the natural person holding such User data at the time of using or
         attempting to use the services of LENDERLY, including contracting loans.
      2. User accepts this Privacy Policy through the use of the website and gives
         consent for the collection, processing, storage and transmission of the User’s Data in the
         formats prescribed by the applicable Philippine laws and regulations as well as this
         Privacy Policy.
      3. The purpose of this Privacy Policy is to respect the Users’ rights to the User
         Data owners in relation to the collection and processing of such Data by LENDERLY.
   2. User Data
      • 2.1 Collection of User Data is done through several sources:
        • 2.1.1. by virtue of the registration on the Website or by creating your User Account;
        • 2.1.2. upon completing the online loan application form;
        • 2.1.3. by virtue of communication with LENDERLY employees;
        • 2.1.4. by virtue of credit reports and data; and,
        • 2.1.5. by virtue of navigation through the Website.
      • 2.2. User Data are both Personal and Non-Personal Information:
        • 2.2.1. Personal Information is any information from which the identity of a
          User can be reasonably and directly ascertained, or when put together with other
          information would directly and certainly identify an individual, such as name,
          gender, date of birth, address, telephone/mobile number, email address, proof of
          identification, etc. It also includes information about:
          • 2.2.1.1. the data that would help LENDERLY evaluate the User’s
            credit standing such as spouse details, financial details, business details,
            and other data points whenever applicable;
          • 2.2.1.2. the location of the User’s device, whether desktop, laptop, or
            mobile devices, as used to access the Website; and
          • 2.2.1.3. the User’s navigation experience when accessing the Website
            to see activities done in the Website, the pages visited, and the sequence
            thereof.
        • 2.2.2. Non-Personal Information is any information that does not identify the
          User individually, and includes statistical and analytical data, and anonymous and
          aggregate reports.
        • 2.2.3.The User may also be requested to update Personal Information from
          time to time. Should the User be unable to supply the required Personal
          Information, LENDERLY may be unable to provide the User with requested
          products and services and updates on the latest offerings. The User may also be
          unable to participate in LENDERLY events, promotions or other activities.
        • 2.2.4. Depending on the Users’ device or Internet browser settings, when
          Users access the Website and electronically communicate with LENDERLY,
          LENDERLY may use cookies, web beacons, small data text files or similar
          technologies to identify the Users’ devices and record the Users’ preferences, with
          the Users’ consent.
        • 2.3.5. The User has the duty to inform LENDERLY of any change in the
          information provided, in order to keep it updated and to avoid errors, most
          especially during the evaluation period for loan application.
   3. Anti-Money Laundering Compliance
      • 3.1. The Anti-Money Laundering Act (hereinafter referred to as “AMLA”), as
        amended, requires all Covered Institutions to obtain, verify, and record information that
        identifies each person who applies for a loan.
      • 3.2. Being a Covered Institution under AMLA, LENDERLY will ask for the User’s
        name, address, date of birth, business, tax identification number, Social Security System
        or Government Service Insurance System numbers, and other information that will allow
        LENDERLY to identify the User.
      • 3.3. LENDERLY may also ask to see the User’s driver’s license, passport, or other
        competent evidence of identity bearing the User photograph and signature in order to
        comply with AMLA and other applicable laws and regulations.
   4. User Data Processing

4.1. Without limitation, User data may be treated by LENDERLY among others for
the following purposes:

1. 1. • 4.1.1. Verify the User’s identity;
      • 4.1.2. Manage the provision of services being offered by the Website, such
        as
        processing the loan application or rendering the loan credit decision,
        among others;
      • 4.1.3.Evaluate the User’s credit standing through external credit report
        providers and bureaus;
      • 4.1.4.Contact the User;
      • 4.1.5.Transfer the loan proceeds;
      • 4.1.6.Manage and recover outstanding debt;
      • 4.1.7.Update the information regarding the loan granted;
      • 4.1.8 Enhance the Users’ customer experience and improve, develop and
        determine customized products to meet customer preferences and
        needs;
      • 4.1.9. Send commercial communications on the products and services;
      • 4.1.10. Improve the service and contents of the service through statistical
        analysis and market research;
      • 4.1.11. Abide by any safety, security, public service or legal requirements and
        processes;
      • 4.1.12. Process information for statistical, analytical, and research purposes;
        and
      • 4.1.13. Any other purpose expressly provided in the Loan Application Form
        and/or in the General Conditions s well as in the Promissory Note /
        Disclosure Statement
      • 4.2. LENDERLY also uses the User’s Personal Information to the extent necessary
        to comply with the requirements of the law and legal process, such as a court order; to
        comply with legal obligations; or to prevent all damages to public security, safety or
        order.
      • 4.3. LENDERLY also uses the User’s Non-Personal Information for statistical,
        analytical, and research purposes to create anonymous and aggregate reports.
      • 4.4. User consents that LENDERLY maintains the data provided even when the loan
        application has not been accepted, in order to ensure compliance with legal obligations
        and avoid duplication in the new applications treatment.
      • 4.5. LENDERLY outsources or contracts the processing of User Data to third
        parties, such as but not limited to the following parties: vendors, service providers,
        partners or other telecommunications operators, to fulfill any of the above purposes.
        These parties are only authorized to use User Data for such contracted purposes. These
        parties may have access to User Data for a limited time under reasonable contractual and
        technical safeguards to limit their use of such information. LENDERLY requires these
        parties to protect User Data in compliance with this Privacy Policy.
   2. Third-Party Links and Other Companies / Organizations

5.1. Links to other websites (i.e. third-party links) may appear on which have its
own privacy policy and are understood as accepted by clicking on them. This Privacy
Policy does not apply to such third-party links that may appear on the Website. The
responsibility of LENDERLY with regards to the User’s Data extends only to the
Website proper.

5.2. This Privacy Policy also does not regulate the data processing activities of other
companies and organizations that advertise LENDERLY’s services.

1. 1. Contacts

6.1. For any concerns regarding the Users’ personal data, the duly-designated Data
Privacy Officer of LENDERLY may be contacted, as follows:

Address: 118 Concha Cruz Drive BF Homes, Paranaque City, Philippines.

Phone Number: (02) 5765-351 / +63917-826-7911

Email Address: info@lenderlyfinancecorp.com

Website: https://www.lenderly.ph