FAQ

Lenderly has simple and easy application and registration methods!

  1. Via our Mobile App, which you can download here.
  2. On the Lenderly Portal. Click here.
  3. Visit our office where our professional staff will be glad to assist you, located at Purok 1, Barangay Mamplasan, Biñan, Laguna 4024 Philippines.
  4. Please call us for help at + 63 (0917) 870-3177 or email us atyourservice@lenderly.ph.

We accept online applications only!
Depending on the loan type there are different requirements:

  1. All applicants must be 21 years of age at the time of application and no older than 65 years at the moment the loan expires.
  2. Proof of Employment must be provided at the time of application and will be verified by our dedicated Credit Appraiser.
  3. The minimum salary to be considered is ₱ 20,000.= per month!
  4. ATM Loans from our valued existing customers will be appraised individually by our Professional Credit Appraiser.
  5. Primary residency in Metro Manila, Cavite and Laguna area. For personal and OFW loans, we have extended the service area to the follow provinces: Batangas, Bulacan and Rizal. 
Please visit our specific page about Barangay , OFW and Personal Loans for more information.

All the interest rates are per month and based on the original loan amount approved!

  1. Corporate Loan: Terms and Conditions as contracted with your employer.
  2. Personal Loan: Starts at only 2.0% per month, with collateral and a p500 processing fee.
  3. Barangay Loan: Starts at 2.0% per month, depending on the Applicable Frame Contract and associated Terms & Conditions and no processing fee.

This depends on the type of loan. Visit our “Type of Loan” menu and choose your preferred loan to view the applicable tenure.

  1. The loan types have a flexible tenure to meet your needs, depending on the loan amount and your credit rating, with a maximum of 12 months and exceptionally up to 18 months.

The amount that can be borrowed depends on your personal needs. Visit our home page and scroll down to our Online Loan Calculator. The calculator will indicate the tenure and the maximum loan amount. The minimum loan amount is ₱ 20,000.=.

  1. For Personal Loans, we charge a processing fee accordingly: – for loan amounts between  ₱20,000 to ₱50,000, the administration fee will be ₱1000.00. – For loan amounts between ₱51,000 to ₱75,000, the administration fee will be ₱1250.00. – For loan amounts above ₱76,000, the administration fee will be ₱1500.00. which will be deducted from the initial disbursement.
  2. For Corporate Loans, we use the terms and conditions as agreed with your employer.
  3. For Barangay Loans, we use the terms and conditions as agreed with the Barangay.

*a documentary stamp tax at ₱1.50 per ₱200.00 of loan amount is also applied. 

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We aim to offer the most flexible conditions for your loans. Therefore, it is possible to pay interest fees before they are due.

The prepayment fee is ₱ 500.

This depends on the requirements:

  1.  If you have PDC’s as a mode of payment, we transfer the funds within 3 business days after receipt of the signed contract and the PDC’s at our Mamplasan office. 

Delivery of the contract and collateral to our offices, varies from a couple of hours to a number of business days, depending on your location and the type of courier and/or postal service you chose to employ. In Metro Manila, the usual transfer time of documents is less than 24 hours.

 

  1. Via our Electronic Payment Platform (under construction)
  2. Bank transfer

  1. Our Online Portal
  2. Lenderly Mobile App
  3. Email us at: atyourservice@lenderly.ph

We accept the following ID’s:

  1. Passport 
  2. Driver’s License
  3. Professional Regulations Commission (PRC) ID
  4. Unified Multi-Purpose (UMID) ID
  5. Postal ID (plastic card) Voter’s ID
  6. Government Service Insurance System (GSIS) E-card
  7. Social Security System (SSS) Card
  8. Senior Citizen ID